Chapter 13 Bankruptcy

Chapter 13 bankruptcies are primarily focused on individuals who are seeking a way to rid themselves of debt without having to part with the valuable assets that they possess. As opposed to Chapter 7, which involves asset liquidation in order to assist in the repayment of creditors, Chapter 13 enrolls you in a creditor payment plan, allowing you to pay towards your debts on a manageable monthly basis.

New York Bankruptcy Attorney
John Weber & Associates PC is dedicated to helping individuals who find themselves burdened by financial stress. With a thorough assessment of your individual financial circumstances, we can determine the best path towards financial freedom. One of the choices for bankruptcy is Chapter 13. Chapter 13 is a common form of individual bankruptcy. Unlike Chapter 7, all assets are maintained by the debtor who agrees to pay a portion of future income to creditors. The amount and period of repayment depend upon a variety of factors such as the amount of annual income and value of property. The time of repayment cannot exceed five years and Chapter 13 will remain on your credit report for 7 years.


Why should I consider Chapter 13 Bankruptcy?
The types of debts that can possibly be consolidated under Chapter 13 bankruptcy include::

Mortgage payments and arrears

Credit card debt

Medical bills

Automobile payments

Past due property taxes

Past due HOA dues

IRS debt

Marital Agreement debt

and many others…



Chapter 13 bankruptcy can often provide more relief than other alternatives such as debt consolidation, credit consolidation, and debt settlement.
By taking a comprehensive approach to your goals and financial situation, we can determine the best option for you..

Why spend another sleepless night worried about your financial future?
Call John Weber & Associates PC and take the first step towards a brighter future.

Ethan D. Irwin Attorney At Law
John Weber


We Can Help…

Filing for bankruptcy requires careful consideration and guidance. With a FREE initial consultation, we can determine if bankruptcy is the best choice and put you on a path towards financial relief. The burden of financial stress isn’t a problem that you have to face alone.

Call us today at


  • What our clients say...
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  • Great advocate!
    They are amazing! They kept me informed throughout my entire case. During a difficult time, Ethan was able to guide me and alleviate a lot of the stress I was feeling.



One phone call is all it takes.
One call and your questions can be answered.
One call gets you the help that you need. At John Weber & Associates, we are dedicated to providing you with guidance towards a fresh financial start.
Simply contact our office and let us put an end to the hassles, worries, and anxiety…


John Weber & Associates P.C.
139 Oldfield Ave.
Amityville, NY 11701
Call (631) 321-6065


Monday - Friday 9:30am - 5:00pm
Proudly Serving Long Island
Phone: 631-321-6065

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